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How to Build an Emergency Fund from Scratch
A few years ago, I was sitting on my living room couch, enjoying a quiet Friday evening, when I heard a sickening, rhythmic thump-thump-thump coming from the utility closet. I opened the door to find my water heater staging a violent protest, leaking rusty water all over the floor. At that exact moment, my bank account held a grand total of $142. My credit cards were already...
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